McKinney Law Firm

Hours of Operation

Daily 9am-5pm

Payment Methods

CASH_ONLY

Get the Personal Attention You Deserve

Products and Services

This is a debt relief agency.

We help people file for relief under title 11 of the United States Bankruptcy Code.

Bankruptcy is a legal proceeding provided to people who are unable to handle a financial crisis. Bankruptcy is available so that you can have a fresh start.

Filing For Bankruptcy Can Relieve You Of Unsecured Debt That You Cannot Pay Such As:

* Medical Bills
* Credit Cards
* Bank Loans
* Business Debts
* Overdraft Charges
* Utility Bills

Not all unsecured debt is dischargeable. See chapter 7 bankruptcy link to chapter 7 page of website.

Stop Creditor Harassment

After you file a bankruptcy petition, the automatic stay protection immediately works to prohibit creditors from calling, billing, threatening you, suing you or taking any measures to collect from you. After you file a petition, even secured creditors must get court permission to repossess your car or foreclose on your home.

Give yourself the opportunity to catch up on your car and/or mortgage payments. Title 11 of the bankruptcy code offers various forms (or chapters) of relief. The chapters most commonly used by consumers are Bankruptcy Reform Act and & Chapter 13. Chapter 7 is for persons wishing to be free from debt who cannot afford to pay back a significant portion of their unsecured debt.

Chapter 13 is for those who wish to pay a portion of their unsecured debt back and can afford to do so. Call for a free initial consultation.

About McKinney Law Firm

You've researched because you feel like you are drowning in debt.

You Are Considering Various Solutions:

* Debt Consolidation
* Refinancing Your Home
* Credit Counseling
* Debt Negotiation
* Bankruptcy

Before practicing bankruptcy law, I worked as a loan and credit counselor and helped people prepare to get their first home loan. I am familiar with your concerns about your credit and your ability to pay your debts. I work with you one on one. I give you the personal attention you need and deserve. If you call me, I will call you back in 24 hours.

Bankruptcy may or may not be the right solution to your financial troubles. However, if you're not sure of the benefits and drawbacks of bankruptcy versus other alternatives such as debt consolidation, credit counseling and debt negotiation, call me for a free consultation.

651-379-4110

Many of you are concerned that they will not qualify for bankruptcy because of the changes in the new law. Chapter 7 is still available to most persons who need it. New income qualifications may affect your case. You should consult an attorney to see how the new law affects your bankruptcy case.